Insurance Coverage Disputes

How Long Does a Personal Injury Case Take to Settle?

The length of a personal injury case greatly depends on the specific circumstances and how eager you might be to settle. If you are willing to accept less money, a personal injury case can settle quite quickly, though this is generally not advisable. You might not know the full extent of your injuries yet, which means the settlement might not be enough to adequately compensate you for the costs associated with your injuries. You might be in a hurry to put this whole experience behind you, but if you accept a low offer and find out your injuries are more severe than you previously thought, you will not be able to address it again in court.

Why Do Some Cases Take So Long?

There are a lot of reasons why a personal injury case might take a while to reach a conclusion. Some of the most common reasons include:

  • A large sum of money is at stake
  • You did not reach a point of maximum medical improvement
  • There are factual or legal problems with your case

The final point refers to problems like liability or damages. In some cases, liability can be difficult to prove, which means an insurer will be less likely to make a reasonable settlement offer. There might also be an issue with damages. If your physician cannot definitively link the accident to your injuries, the insurer will not offer you adequate compensation since it would be your obligation to prove the defendant’s negligence caused your injuries. Without this link, there is no incentive for an insurance company to make an offer.

Insurance companies are also willing to draw out a case if it involves large damages. This tactic is used on severely injured plaintiffs who often cannot afford to wait for a case to resolve, given the extent of their injuries and inability to return to work while recovering. Having an experienced personal injury on your side can help speed this process along, especially given the familiarity they have with how insurance companies work.

Some people simply cannot wait for a proper settlement. That said, it is worth your time to at least speak with a personal injury attorney for advice. This area of law can be complex, so making a decision without legal help can be a major mistake.

Ventura Personal Injury Attorneys

Backed by over 50 years of collective experience, Haffner Law Group is a trial-tested team that has earned a 95% success rate fighting for our clients in court. Our Ventura legal team takes pride in being able to provide clients with the personalized attention their case needs and deserves. From your initial consultation all the way to the completion of your case, we will walk you through each step and ensure you never feel alone.

Contact our office today at (805) 434-6393 to schedule a free consultation with an experienced member of our team.