Insurance Coverage Disputes

The Consequences of Neglecting to Wear a Seat Belt

Cars are equipped with incredible safety features these days, but none of them are substitutes for wearing a seat belt. However, despite the safety seat belts provide, many continue to ignore them, leading to terrible injuries and fatalities that might have otherwise been prevented. There are numerous accounts, for example, of individuals being thrown out of vehicles and suffering fatal or life-altering injuries as a result. Regardless if you find seat belts to be unsightly or uncomfortable, they can save your life. Not wearing one not only puts you at risk for severe injuries or death, but it might also impact the outcome of a personal injury case should you choose to take the responsible party to court.

Here are some of the consequences of not wearing a seat belt:

  1. You put yourself at greater risk for an injury: Wearing a seat belt is the most effective way to prevent or reduce the severity of an injury sustained in a car accident. Those who ride in a vehicle without wearing a seat belt increase their chances of being severely injured in the event of an accident/
  2. The cost of a car accident can increase: According to the National Highway Traffic Safety Administration (NHTSA), amongst those who survive car accidents, unbelted victims stay 3 to 5 times longer in the hospital, resulting in medical costs that are 2 to 7 times higher than victims who wore a seat belt. Additionally, the extensive physical recovery one endures after an accident can be challenging and adds to the difficulty of having to manage these costs.
  3. It can change your legal case: If you sustained injuries in a car accident and were not wearing a seat belt, this can reduce the amount of money you could have potentially received. Depending on the specific fault laws of your state, the decision to ignore wearing a seat belt can end up having devastating effects on your legal case against the at-fault party or parties. If the injuries you suffered were made worse because you did not buckle up, your contribution to your own injuries can be detrimental to your lawsuit.
  4. Your insurance costs might increase: If you turned to your own insurance to recover for your injuries and did not wear a seat belt, you might see a dramatic increase in your insurance. Coverage might also be limited or denied after the claim.

It only takes a second to buckle up, but this crucial moment can protect you in many ways. Save yourself the pain of suffering a debilitating injury or the inability to recover adequate compensation and take the trouble to fasten your seat belt before going for a ride. Whether you are going to the grocery store near your home or embarking on a much longer journey, wearing a seat belt is a step you should never neglect to take.

Car Accident Attorneys in Ventura

Motor vehicle accidents are overwhelming and traumatic, especially when one is terribly injured and facing steep medical costs and the inability to return to work. At Haffner Law Group, we represent drivers and passengers who have been injured by negligent individuals. You should never have to pay for someone else’s mistake. Our skilled and experienced legal team will fight for you and investigate all the details surrounding your case and seek to hold those responsible for your injuries accountable. We handle a wide range of car accident claims, including drunk driving, head-on collisions, distracted driving, reckless driving, and more.

Contact our office today at (805) 434-6393 to schedule a free consultation.