Insurance Coverage Disputes

Are Catastrophic Injury Claims Different than Other Personal Injury Claims?

Personal injury is a vast area of law that includes catastrophic injuries. However, catastrophic injuries are treated differently than other personal injury cases due to their severe nature and the costs they often incur. Despite the fact that a universal definition does not exist, there are some widely accepted beliefs regarding what constitutes a catastrophic injury.

What is a Catastrophic Injury?

Personal injuries generally do not result in permanent damage to an individual or require a lifetime of medical care or round-the-clock assistance. Catastrophic injuries, on the other hand, are often so debilitating that the survivor experiences constant pain and is usually never able to resume a normal life. Additionally, such injuries require costly medical procedures, treatments, or a lifetime of care and assistance, whether form healthcare professionals or family.

As such, these injuries exact a major physical, emotional, and financial toll on survivors and their families, which is why the law treats catastrophic injury cases differently.

Common types of catastrophic injuries include:

  • Traumatic brain injuries
  • Spinal cord injuries
  • Severe burns
  • Amputations
  • Multiple bone fractures
  • Organ Damage
  • Exposure to toxic or hazardous chemicals

Common types of accidents that often result in such injuries include:

  • Automobile accidents
  • Construction accidents
  • Swimming pool accidents
  • Medical malpractice
  • Defective products

To appropriately compensate survivors, large sums of damages are generally awarded. Compensation is not only meant to cover an injured victim’s current expenses and lost wages, it is also intended to make up for a lifetime of lost earnings, future medical bills, any ongoing medical treatment or therapy, and the emotional and physical pain and suffering associated with such devastating injuries. This large sum is basically the legal system’s way of providing some justice for the irreparable damage inflicted by the negligent party or parties.

Catastrophic Injury Attorneys in Ventura

If you suffered a catastrophic injury, you are undoubtedly experiencing a difficult time now that your life is forever changed due to the negligence of another individual. You should not have to pay for someone else’s mistakes and deserve to be compensated for the financial, emotional, and physical costs of your injuries. At Haffner Law Group, our Ventura personal injury attorneys are prepared to represent you and fight for the compensation you rightfully deserve to help alleviate the burden associated with such extensive injuries.

Backed by over 50 years of combined experience and a 95% trial success rate, you can be confident in our ability to effectively handle your case.

Contact our office today at (805) 434-6393 to schedule a free consultation.